You Can Live Permanently On A Cruise Ship! Heres How Much It Costs

Table Of Content

• Christine Kesteloo lives on a cruise ship half the year for free as a 'wife on board'
• The Ultimate Travel Lifestyle
• Everyday Spending
• The People Who Live On Cruise Ships
• How Much It Costs To Live on A Cruise Ship
• Hotels With Cruise Shuttles For Every Major Port in America
• Cruise Line Adds Solar Eclipse Cruises for 2026

This innovative approach allows the on-board community to choose destinations just a few days in advance. It’s the perfect opportunity to explore the world in safety and style, taking advantage of all types of amenities that you wouldn’t be able to experience in an on-shore residence. To call one of these ships home, you’ll be expected to pay anywhere from $352,000 to $36 million. On top of that, residents are required to pay yearly maintenance fees as part of their budget. Another option for anyone looking for a permanent shipboard residence is to buy a cruise residence.

Christine Kesteloo lives on a cruise ship half the year for free as a 'wife on board'

Other elements include waste-to-energy tech, growing vegetables in the hydroponic garden, and committing to only using biodegradable or reusable items instead of single-use plastics. You can now travel the globe from the comfort of home, experiencing the ultimate travel lifestyle. Enjoy the adventure - it's all part of the Storylines luxury global lifestyle.

The Ultimate Travel Lifestyle

After all, when people cruise they are on vacation and likely willing to spend more freely than they would normally. By limiting the amount spent on board, you can cut thousands off this estimated total. Just know that you’ll definitely need to open your wallet to live full-time in paradise.

Everyday Spending

Medical facilities found on most cruise ships feature basic medical equipment used for treating basic medical emergencies in the short term, such as defibrillators, x-ray machines, and all sorts of medicine. A medical team consisting of at least one doctor and two nurses is on call 24/7. However, they typically are not set up to provide chronic medical care.

Another thing that you’ll be making a dent in when you choose to live on a cruise is your belongings. Since there is limited space onboard cruise ships, you won’t be able to bring all your personal items with you. That can mean either downsizing or renting storage space on land where you can store your extra possessions.

But if you might want to indulge in a spa day or take a shore excursion here and there, be sure to factor those into your overall ‘living on a cruise ship’ budget. While we've focused on the cost of retiring aboard a cruise ship, you'll notice that we've only given figures related to the actual cruise itself. However, there are other expenses -- and logistics -- that you should consider about retiring on the ship.

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Michelle Schroeder-Gardner is the founder of Making Sense of Cents, where she helps readers make smart decisions about how to earn, save, spend and invest. She paid off nearly $40,000 in student loan debt in just seven months and now travels as much as she can. I created the guide I wished I'd had when I was starting out in the blogging world, and published it on an online course platform called Teachable. It explained how affiliate marketing works and how to effectively use it, breaking those topics down into text-based lessons and modules. Sponsored partnerships are more active income, so I didn't do many of them during the cruise.

Hotels With Cruise Shuttles For Every Major Port in America

There are a few downsides to living on a cruise and being aware of them is important for staying comfortable and enjoying life at sea. On a cruise, all your food and entertainment are included in the cost of the cruise. While you pay a lot upfront, you can actually end up saving money by doing away with monthly car payments and gas bills, utility costs, and grocery bills. The ship will hit every continent and visit destinations like Rio de Janeiro, Cape Town, Hawaii and Bali.

Cruise Line Adds Solar Eclipse Cruises for 2026

Also, private companies such as Mail Boxes Etc. or UPS offer mail forwarding services for a fee. Most private mail boxes will hold/forward your mail for up to a year. The first step is determining whether living on a cruise ship permanently is within your budget. If this lifestyle sounds like it's for you, here's what you need to know about how to live on a cruise ship full time. A few cruise ships made for a permanent living have recently popped up. Here are a few of those cruise ships, including The World, MS Utopia, Somnio, and MV Narrative.

In other words, whenever you see a cruise price, double it right away for what you’ll really pay in fare. Of course, not everyone can run off and live on a cruise ship, but that doesn’t mean you can’t dream. The idea of retiring from the rat race and living out your days on a cruise has great appeal for some people. This blog helps over a million people to plan their cruises each month. Salcedo isn’t a retiree – he works on the ship, managing investments for various high-worth individuals. And he isn’t tied to a single ship – at the end of his cruises he will return to his condo in Miami for a few hours, before embarking on his next voyage, often flying to a different port to meet the ship.

He also hopes to recruit owners from other types of professions such as acupuncturists and physiotherapists. In total, it will spend three years or so traveling the world (the full itinerary is yet to be announced). When you choose to apply (and are approved) for a new credit card through our site, we may receive compensation from our partners, and this may impact how or where these products appear. Please view our advertising policy and product review methodology for more information. All that puts the minimum for a couple or a single traveling alone (which requires single supplement charges in double occupancy cabins) just over the $50,000 per year mark.

Partner up with someone at a card game event or invite a guest to join you for a shore excursion. No matter how you choose to do it, make sure to stay social while onboard. Finally, when you choose to live on board a cruise ship, you won’t have access to the same type of medical care as you could get on land. While there are medical facilities onboard, they may not be equipped to assist with certain conditions. From there, the ship would spend a few days each in Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, and Albania, before doing a 24-day deep dive into Greece, and then heading to Turkey.

Njord by Ocean Residences is a planned superyacht due to launch in 2025, with a wide variety of luxury residences that you can buy. There’s a ‘worldschooling’ program with onboard teachers offering hands-on learning through field trips, tutoring, classes and clubs. There are three swimming pools, along with a mammoth 20 restaurants to choose from.

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Is Living on a Cruise Ship Really Cheaper Than a Retirement Home?.

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There's a reason Royal Caribbean's new mega-cruise ship is only operating seven-night sailings. Amenities onboard the ship include a state-of-the-art wellness center, a swimming pool and on-call medical care. For remote workers, the company is developing a first-of-its-kind business center with multiple meeting rooms, 14 offices, a lounge and a library. Once all of the other costs are taken care of, account for any additional spending you might want to do on or off the ship. In the cruise line decision-making process, looking over different lines’ loyalty programs is imperative. You’ll quickly reach the highest tiers (if you haven’t already reached them) by living on board.

Life on a cruise can actually save money because you don’t have to worry about purchasing food, paying for gas, or covering other land-based expenses. Plenty of family-friendly cruise ships have waterslides, but few have six — or even one that requires a multi-person raft. Aboard the cruise ship, I published one or two new articles for my blog each week. I also noticed a post from 2022 — 31 Best Stay At Home Jobs (#1 Is My Full Time Job!) — performing well, thanks to a boost from social media platforms like Pinterest and Facebook. Tens of thousands of new readers visited that post during my four months at sea.